Privacy Policy


H4 Insurance Services LLC fully respects the privacy of its Clients and other visitors to our Web sites. H4 Insurance Services LLC is committed to the fact that if electronic commerce and online activities are to flourish, consumers must be assured that information provided online is used responsibly and appropriately. To protect your online privacy, H4 Insurance Services LLC has implemented the following policy.  

What Information Does H4 Insurance Services LLC Collect? 

Most of the data H4 Insurance Services LLC collects is used only to help H4 Insurance Services LLC better serve its Clients and visitors. It is our general policy to only collect and store personal information that our Clients and visitors knowingly and voluntarily provide. If our privacy policies change, we will notify all users by email or a special announcement placed on the Web site.

Data collected in general  

H4 Insurance Services LLC does not collect any personal information from users browsing our Web sites. Users to the public areas of the H4 Insurance Services LLC Web site and other H4 Insurance Services LLC -affiliated sites browse anonymously. Only aggregate data -- such as the number of hits per page or what domain the user came from -- are collected. Aggregate data are only used for internal and marketing purposes and do not provide any personally identifying information.

From H4 Insurance Services LLC Clients, Conference Registrants, and Other Customers

To gain access to Clients-only resources and personalization features on H4 Insurance Services LLC Web sites, Clients and other users may be asked to register and provide some limited information. This data is submitted voluntarily. H4 Insurance Services LLC asks users to provide their name, member number (for Clients), organization name, address, business phone, and email. Similar information may be submitted to H4 Insurance Services LLC through Client applications, conference or seminar registration, publication orders, subscriptions, and contest registrations.

How Does H4 Insurance Services LLC Use Data Collected?

H4 Insurance Services LLC uses information voluntarily submitted by Clients and other customers in the following ways:

1.  H4 Insurance Services LLC Member Services and Products 

Generally, H4 Insurance Services LLC will use data collected to improve our own Web content; to respond to Clients’ and visitors’ interests, needs and preferences; and to develop new products and services.

2.  Disclosures to Third Parties

H4 Insurance Services LLC does not disclose member contact or demographic information to third parties, and all information collected is for member use only, except as otherwise required by law. H4 Insurance Services LLC does provide H4 Insurance Services LLC agents with business and personal information on H4 Insurance Services LLC Clients. H4 Insurance Services LLC also gives access to limited client data through our Web site in the form of search engines. This data is in the form of Name, Address, Phone, Contact, and Email for the express purposes of providing the general public a way to access an Independent Insurance Agent who is a client or prospect of H4 Insurance Services LLC and it agent vi Alternatively, users may contact H4 Insurance Services LLC at 910-240-9700/ 252-2104025 and ask for the Member Experience department to express their preferences if they determine later that they do not wish to have the information shared.

3.  Credit Card Account Information

H4 Insurance Services LLC does not disclose credit card account information provided by its Clients and customers. When Clients and customers choose to pay using their credit cards, H4 Insurance Services LLC submits the information needed to obtain payment to the appropriate clearinghouse.

How Does H4 Insurance Services LLC Use Cookies? 

Cookies are files that contain information created by a web server that can be stored on a User's hard disk for use either during a particular session ("per-session" cookie) or for future use ("persistent" cookie). H4 Insurance Services LLC from time to time might use cookies only to facilitate automated activity, store and track passwords, determine appropriate solicitations, and review navigation patterns. Cookies are not used to disseminate significant information about Users over the Internet or to analyze any information that Users have knowingly or unknowingly provided. Users may instruct their Internet browsers to opt out of accepting a "persistent" cookie and rather accept only a "per-session" cookie, but will need to login each time they visit the site to enjoy the full benefits. If the user declines the attachment of any cookie, the user may not have access to the full benefits of the website. Registration enables the site to better determine Clients' interest areas and provide the most relevant information.

What Privacy Issues Arise With Links To Other Sites? 

H4 Insurance Services LLC's Web sites may contain links to other web sites. H4 Insurance Services LLC has no control over and is not responsible for the privacy policies or content of such sites, and the users of the H4 Insurance Services LLC Web sites “click through” at their own risk.

What Means Of Redress Are Available?

If any User suspects H4 Insurance Services LLC has handled its personal information in a manner that does not comply with this privacy statement, please contact us by e-mailing