About Us



We have years of insurance experience helping clients prepare for the unknown.

Ask us about:

Home, Car insurance , Fire, Flood, Theft, life insurance, Medicare Supplements, Annuity Planning, and 401 (K) rollovers.

We rate all of the major insurance companies so you can get cheap car insurance coverage that is right for you.

Assessing Need


Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price. Anything from car insurance, life insurance, or Medicare, We've got you covered

Building Relationships


Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-earned assets.

Our Team

Dr. Steven Settle


Dr. Steven Settle, is no stranger to Insurance. After working in the health industry Dr. Settel wanted to make sure his clients had all of the proper coverage's to protect them from the rising cost of Healthcare. He has seen what id means to not be properly covered.  If you need help with your Health insurance plan or Medicare Plan Call the Dr. today!

Williamston: 252-792-8871

Lee Honeycutt


Specializing in Medicare Planning, Life Insurance, Cross-purchase planes and Annuity planning.  Lee works to protect his clients form the high-cost of Healthcare for over seven years., insuring that they can leave their families debt-free, and he uses annuities to protect his clients from loss in the market. In 2016 Lee helped a client save over $600 a year by helping them connect with a Agent that offered Home and Auto insurance . The savings paid for all of the services that his client had to have and still had a huge saving leftover, so Lee pursued his Property and Casualty License to be able to offer this opportunity to all of this clients.  Contact us today to see if can do the same for you! 

Dunn: 910-540-9700

Christie Jernigan


Christie comes to us with over 12 years of experience in Personal lines insurance such as auto, motorcycle, RV and Trailer insurance, and finding clients affordable car insurance rates for the state. Christie specializes in making sure you have the proper coverage at the best rate. Before you renew you policy contact us and talk to Christie and let her make sure you have the proper coverage at an affordable price.

Williamston: 252-792-8871

Joan Tew


Joan comes to us from a captive agency, she wanted to be able to stand behind the products she was offering.  Joan offers 

Medicare Planning, 

Life Insurance Consulting, 

Commercial Risk Analysis and

Personal Lines In Bladen and Surrounding Counties

Call Joan today!

Elizabethtown: 252-210-4025

Al Jones


Al comes to us with over 27 years in the Auto industry. Al's belief in business is to act with honesty and transparency, putting clients needs at the center of insurance planning. 

Al provides planning on  Medicare, Life, Group Benefits and Commercial Risk Analysis. Al Serves his clients in Harnett and Surrounding Counties.

Call Al today!



Contact Us

Send Message

Contact Us for a Free Assessment

H4 Insurance Services, LLC

600 South Magnolia Avenue, Dunn, North Carolina 28334, United States

Dunn Office: (910) 240-9700 Williamston Office: (252) 792-8871 Elizabethtown: (910) 305-8976 All Locations: (252) 240-4025


Monday - Friday: 9:00 am - 5:00 pm

Saturday & Sunday:  Closed